I am an Independent Insurance agent, licensed in NY & NJ and authorized by over 15 Insurance Carriers.
Independent agents offer a wide range of products from multiple insurance companies and are able to offer guidance on a variety of products, coverages, and prices.
Independent agents don’t work for one particular insurance company; instead, they work for and represent their customers.
Call on 316 Financial for
• Term Coverage
• Whole Life (Permanent Coverage)
• Final Expense(Burial Coverage)
• Investment Insurance
Why Work With an Independent Agent?
Buying insurance can be a complicated purchase. Insurance is a promise of protection that can make or break your financial well-being.
How do you know that you’re making the right choices about coverage? Are you sure you’re getting the best possible value for your dollar? The options can be overwhelming!
Independent Agency Benefits
Independent agents represent many different insurance companies. These companies offer a wide variety of coverage options and prices.
With their connections and their knowledge of the market, agents can often find a better value for your insurance dollar than you might find searching on your own.
Agents do the shopping.
You do the saving. They find you the right blend of price, coverage, and service. Independents can explain the complexities of insurance in simple terms, that will help you make smart decisions.
Independent agents are personal advisers.
I’ll make sure you get competitive pricing, and make sure you are adequately covered. Working with you, your agent becomes your personal adviser. I’ll take the time to listen to you and understand your individual needs.
Independent agents review your policy regularly.
I will periodically review your coverage, and help you through all the changes in your life, from renting an apartment to buying a home, starting a business, getting married, renovating your home, adding a teen driver to your auto policy, or looking to cover that retirement condo.. and beyond!